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Individual and Family Health Plans

Blue Cross/Blue Shield of Montana offers a wide selection of benefit plans to suit your needs. Get a quote and apply online now for individual and family coverage.

Montana Health CO-OP provides affordable health insurance plans for individuals and families in Montana. Get a quote and apply online now for individual and family coverage.

PacificSource Health Plans deliver healthcare solutions to individuals throughout the Northwest. Get a quote and apply for individual and family coverage.

Individual and Family Dental Plans
What is the best dental solution for your individual needs or the needs of your family?

Dental expenses like x-rays, orthodontics, oral surgery, are some major considerations when shopping for a good dental program. Other factors are what company will provide you with the best rates and coverage on a dental plan, should I buy a dental discount card or a full dental insurance plan? Here at Bern & Pugh you can shop for the best dental coverage that protects you or your family — at reasonable prices.

Whether you’re looking for individual, senior or family insurance we’ve got you covered, with guaranteed acceptance and you don’t have to wait. With Denali Dental, you’ll find the plan you need to maintain your oral health without draining your budget.

Whether you’re looking for individual, senior or family insurance we’ve got you covered, with guaranteed acceptance and no waiting periods*. With Spirit Dental, you’ll find the plan you need to maintain your oral health without draining your budget.

Individual and Family Vision Plans


With Direct Vision, you’ll find flexible, affordable plans that help fit your needs and those of your family. Click today for a 30 second online quote – and see for yourself what Direct Vision can offer you!

With a Direct Vision plan you will enjoy:

No Waiting Periods
Guaranteed Issue
No ID Cards or Claims Forms Required
Annual Eye and Vision Exams
Great Choices with $150 Frames Allowance
Contact Lenses Covered
Lasik Discount Offers
Always Accepting More Patients.

Travel Coverage

For international travel, Atlas insurance provides customizable coverage for travelers looking to cover specific needs while they are abroad in foreign countries.

Whether your plans are to travel within the Unites States or abroad,  Harbor Travel Insurance provides industry standard travel insurance for budget-conscious travelers.

Perfect for anyone who wants the emergency medical evacuation benefit to evaluate them ALL THE WAY HOME. Use mostly for overseas travelers going to developed locations.

For travel to remote locations or anyplace where immediate access to quality medical services is not available. Also, for the adventure seekers – climbers, skiers, expeditions, safaris etc.

Other Coverages

In addition to the coverages mentioned above, Bern and Pugh is happy to provide you with quotes for the following plans.  Just use the contact form provided on the right to inquire.

  • Travel Insurance
  • Short Term Health Insurance
  • Disability
  • Group/Employer Voluntary Benefits
  • Key Man Life
  • Self-Insured Groups